It’s fair to say that a significant number of people face financial difficulties at some point in their lives. In some instances that occurs when an individual is younger and simply trying to get established. For a large portion of the others, though, financial...
Bankruptcy
Comparing California and federal bankruptcy exemptions
Anyone in the San Diego area who is wondering about filing a bankruptcy petition should be aware that both California statutes and the federal bankruptcy code allow debtors to shield certain assets from the claims of creditors. Such assets are usually referred to...
How can Chapter 7 bankruptcy help me?
A recent job loss or significant medical issue can cause our everyday living expenses to suddenly become overwhelmingly burdensome. No one in California wants to have to choose which bills to pay each month or worry about how they are going to feed their family or pay...
Chapter 7 bankruptcy may help those facing challenging times
In today's economy, many people are struggling to make ends meet and the financial consequences will have long-lasting affects. This is especially true for those who have lost their jobs. Luckily, U.S. law gives those most affected a financial lifeline, Chapter 7...
How bankruptcy helps people take control of their lives
Despite its many benefits, bankruptcy still carries a strong, negative cultural connotation. Many people view bankruptcy as a sign of failure or possibly of weak moral character when neither belief is necessarily true. Responsible, hardworking individuals can wind up...
Need debt relief? Think about these options
For many Californians, it doesn't take much for their financial stability to be uprooted. If you've suffered an unexpected medical condition or lost your job, then you know just how stressful and crushing debt burdens can be. Some people spend years or decades trying...