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Dedicated To Protecting Your Rights, Your Finances And Your Family

You Don’t Have To Face Bankruptcy Alone

Filing for bankruptcy can be an intimidating prospect, and attempting to handle it without the help of an experienced professional could result in dire financial consequences. The Sexton Law Firm can help you through this trying and complicated process.

You may find it somewhat comforting to know that you are not alone. California has had some of the highest rates of bankruptcy declarations in recent history, reaching a historical peak of 251,396 in 2010 alone.

At The Sexton Law Firm, we can guide you through this difficult and often treacherous process. Our attorneys are intimately familiar and up-to-date with California’s bankruptcy and debt laws and able to assess your situation to come up with the best possible plan of action for dealing with the courts and debt collectors. Of equal importance, we are highly detail-oriented, as unforgiving bankruptcy courts view just about any error as an attempt to deceive them and creditors. This can have disastrous consequences for a person filing a bankruptcy petition.

What Type Of Bankruptcy Should I File?

Bankruptcy petitions come in many different forms. At your initial consultation, a lawyer will be able to explain the differences among Chapter 7, Chapter 11, Chapter 12 and Chapter 13 bankruptcy, and determine which chapter fits your circumstances. We will also be able to aid you in coming up with a sound plan to alleviate your debts and pay back your creditors in a timely manner and in a way that will put you in the best possible position under the circumstances to get on with your life.

Discuss Your Options At A Free Consultation

The decision to file for bankruptcy is not one that should be made lightly. Any bankruptcy will have long-term consequences for your credit, impacting your ability to buy a car or a house, or your job opportunities. Even so, there are times when it may be the best option available. Make no mistake about it: There are both benefits and drawbacks to filing for bankruptcy, and depending upon what sort of debts you’ve accumulated and what your finances are like, you may not even qualify.

If you think you may be in one of those situations, call us today at 619-678-1833 to set up a free consultation, or send us an email. Once we learn the details of your situation, we’ll be able to tell you if and how we can help you, and whether bankruptcy would be your best option. You’re in a difficult situation as it is. There’s no reason to go through it alone.

With offices in Chula Vista and Oceanside, we work with clients throughout Southern California. Se habla español.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.