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Many Californians work in agricultural jobs. While this type of employment is relatively plentiful and can be rewarding, that does not diminish the dangers these workers face on a daily and nightly basis. The inherent risks that are part of this job can be mitigated...
It’s fair to say that a significant number of people face financial difficulties at some point in their lives. In some instances that occurs when an individual is younger and simply trying to get established. For a large portion of the others, though, financial...
Your job is supposed to be a source of income, not financial liability. Unfortunately, if you get hurt on the job, you may find yourself unable to earn anything and also facing a growing stack of medical bills.  Workers who get hurt on the job can experience...
Anyone in the San Diego area who is wondering about filing a bankruptcy petition should be aware that both California statutes and the federal bankruptcy code allow debtors to shield certain assets from the claims of creditors. Such assets are usually referred to...
Planning your estate traditionally involved documents and physical property such as homes and jewelry. But estates are now more than a paper will or trust kept in a lockbox because much of our lives have become digitized and gone on social media. Digital assets should...
A recent job loss or significant medical issue can cause our everyday living expenses to suddenly become overwhelmingly burdensome. No one in California wants to have to choose which bills to pay each month or worry about how they are going to feed their family or pay...
Many Californians put off estate planning. After all, thinking about death and having to make tough choices is something we may not feel like we are ever ready for. However, a critical illness could strike at any age, meaning that it is prudent to draft an estate plan...
When people start estate planning, they often begin with the basics: a will and possibly a trust. However, with these estate planning vehicles, your loved ones do not receive their inheritance until after you have died. Some Californians want live to see their loved...
In today's economy, many people are struggling to make ends meet and the financial consequences will have long-lasting affects. This is especially true for those who have lost their jobs. Luckily, U.S. law gives those most affected a financial lifeline, Chapter 7...
Despite its many benefits, bankruptcy still carries a strong, negative cultural connotation. Many people view bankruptcy as a sign of failure or possibly of weak moral character when neither belief is necessarily true. Responsible, hardworking individuals can wind up...
