The state-regulated insurance program typically covers workers in California. Employers must carry workers' compensation insurance, which pays benefits that include medical expenses and lost wages. Workers who suffer permanent disabilities in work-related accidents might be awarded additional benefits. It is a no-fault program that pays benefits regardless of who was at fault, and workers may only sue employers if there is proof of gross negligence. However, if an independent third party causes injuries to workers, those employees might have grounds to seek damage recovery through the civil justice system.
For teens, summer means freedom from school, time with their friends and whole days full of exploration and activity. It also means an increased risk of deadly car crashes.
Most industries have inherent dangers, and the California Division of Occupational Safety and Health prescribe industry-specific safety standards. Employers must take the necessary steps to protect employees from known hazards, even those who are seasoned workers with years of experience. Safety authorities often warn about the dangers of complacency, which is the cause of many workers' compensation claims that are filed each year.